The House Charlotte program is a wonderful down payment assistance program that provides home buying education and financial assistance to prospective homebuyers. On average, buyers can expect to receive financial assistance of $7,500 and in certain cases, as much as $10,000 towards the purchase of a home.

Additionally, the program provides a special incentive to Police officers of up to $15,000 towards the purchase of a home.

The eligibility requirements of this generous program are as follows:

• Families must have 110% or less of the local median income.
• Participants must become certified by completing eight hours of pre-purchase homebuyer education.
• The home must be the family's primary residence (not investment property).
• The home must be located in one of 87 designated neighborhoods throughout Charlotte.
• The purchase price of the home cannot exceed $147,000.

We at The Pruitt Group understand that home ownership is a significant achievement for many. You can trust that we will take a caring and understanding "hands-on" approach in the coordination and management of our team of House Charlotte approved lenders, affiliates and counselors to walk you through the process from beginning to end. Our portfolio of third-party services also include pre-ownership counseling credit repair, budgeting and arranging the loan approval process.

If you already own a home, but are having difficulty remaining current on payments, we can also arrange post-homeownership counseling as well, which provides assistance with foreclosure prevention, loan repayment plans, debt management and negotiating with lenders.

If you would like more information about the House Charlotte Program or any of these other programs, fill out the form below and we'll be happy to assist you.