|
|  |
|
Ask us about the new 4-to-1 Matching Savings Program to assist with down payment and closing cost expenses! Up to $10,000 being offered towards your home purchase. Contact us for details!
House Charlotte Program The House Charlotte program is a wonderful homeownership down payment assistance program that provides home buying education and financial assistance to prospective homebuyers. On average, buyers can expect to receive financial assistance of $7,500 and in certain cases, as much as $10,000 towards the purchase of a home. There is an additional incentive of up to $15,000 for police officers.
Additionally, the program provides a special incentive to Police officers of up to $15,000 towards the purchase of a home.
The eligibility requirements of this generous program are as follows:
-
Families must have 110% or less of the local median income ($51,200 - $96,550, depending on family size).
-
Participants must become certified by completing eight hours of pre-purchase homebuyer education.
-
The home must be the family's primary residence (not investment property).
-
The home must be located in one of 87 designated neighborhoods throughout Charlotte.
-
The purchase price of the home cannot exceed $147,000.
We at The Pruitt Group understand that homeownership is a significant achievement for many. You can trust that we will take a caring and understanding "hands-on" approach in the coordination and management of our House Charlotte team of approved lenders, affiliates and counselors to walk you through the process from beginning to end. Our portfolio of third-party services also include pre-ownership counseling credit repair, budgeting and arranging the loan approval process.
If you already own a home, but are having difficulty remaining current on payments, we can also arrange post-homeownership counseling as well, which provides assistance with foreclosure prevention, loan repayment plans, debt management and negotiating with lenders.
If you're having difficulty selling your home because you owe more on your mortgage than the home is worth, please contact us. We list short sales and have the experience and alliances with professinals who have a successful Charlotte short sale negotiating track record.
If you would like more information about the House Charlotte Program or any of our other services, fill out the form below and we'll have one of our qualified professionals contact you within 24 hours or less.
NOTE TO REALTORS: Please be advised that the information that The Pruitt Group has compiled on these and other programs is proprietary. Therefore, we are not to be considered as a resource for other real estate professionals. We respectfully request that you refrain from contacting us if you are a real estate professional.
Thank you.
|
|
|
|
