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Ask us about the new 4-to-1 Matching Savings Program to assist with down payment and closing cost expenses! Up to $10,000 being offered towards your home purchase. Contact us for details!
USDA Guaranteed Housing Program The USDA Guaranteed Housing Program is one of the last TRUE "Zero-Down" or No Down payment programs available in Charlotte NC. Families are increasingly looking for USDA homes in Charlotte NC as knowledge of this no down payment mortgage product spreads and gains in popularity. Most USDA eligible home communities in Charlotte NC are located in suburban communities in some of the most desirable areas around the city of Charlotte and adjacent suburban counties, including across the border into York and Lancaster counties of SC. Features and eligibility requirements of this program include:
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30-year FIXED rate loans only
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No cash reserve requirements
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Low 620 minimum credit score
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Seller can pay all closings costs
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NO MONTHLY MORTGAGE INSURANCE!
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No requirement to be a first time homebuyer
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Families can earn up to 115% of the area median income ($76,500 for households of 1 - 4 members; $101,000 for larger families)
There are fantastic homes available in desirable communities that qualify for this no down payment program. Contact The Pruitt Group for more information on USDA homes in Charlotte by completing the form below!
We at The Pruitt Group understand that homeownership is a significant achievement for many. You can trust that we will take a caring and understanding "hands-on" approach in the coordination and management of our team of approved lenders and affiliates.
If you would like more information about any of our programs or services, fill out the form below and we'll have one of our qualified professionals contact you within 24 hours or less.
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