That's what you get if you are a prospective first-time homebuyer and purchase any home before December 1^st of this year by taking advantage of the First-time homebuyer tax credit. 

Now is the absolute time to buy a house in our generation!  Here's why:

• $8,000 tax credit ("refund") for purchasing a home.  You can use these funds to buy furniture, appliances or upgrades for your new home, pay off bills, or rebuild your savings account!  Or, if you need assistance with down payment to purchase your home, you may be able to tap into a friend or relative for a short-term "gift" loan for the down payment and repay the "gift" loan once you receive the tax credit refund!
• Current interest rates are at the lowest level in history (currently between 4.5% and 4.875% for 30-year FIXED rates
• Home prices have dropped tremendously, making it much more affordable for many to buy homes.
• Huge inventory of homes available to choose from at reduced prices
• Fifty-percent discounts available on homes for school teachers, law enforcement, fire and medic employees
• Down payment assistance and grants are available through our allied agencies.  Average amount of down payment assistance of $7,500 and in some cases as much as $50,000 towards your home purchase.
• Matching savings programs through our allied agencies
• 100% financing still available for well-qualified buyers

 Consider how we can help you purchase a home:

• We pre-qualify you for financing with one of our lending partners to get you on the right track.  Some of our lending partners can work with credit scores as low as 550!
• We provide personalized homebuyer education and counseling, including credit counseling
• We arrange for downpayment assistance where needed
• We negotiate typical buyer expenses (closing costs, inspections, home warranties) to be paid from other sources to save you money.
• We help you initiate the process of obtaining your $8,000 first-time buyer tax credit