If you’re buying a luxury home for sale in Charlotte – particularly one that may need a few upgrades in the bathroom, check out the three best flooring options available. You might be surprised at the difference a new luxury bathroom floor can make! You need a handful of features from your bathroom floor. It needs to be durable, look good, and be cost-effective. Other than that, you’re free to use your creativity to turn an ordinary bathroom into a luxury retreat – and these three flooring … Continue reading...
What is a Fixed-Rate Mortgage?
If you’re buying a house, you’ll most likely need to borrow money through a mortgage – and for many people, the right solution is a fixed-rate mortgage. But what is a fixed-rate mortgage, and why do some people choose them? What is a Fixed-Rate Mortgage? A fixed-rate mortgage is one in which your interest rate stays the same over the course of your loan. Your interest rate won’t go up, and neither will your payments, so you’ll always know how much to budget, whether you have a 10-year, … Continue reading...
What is an Adjustable-Rate Mortgage?
If you’re thinking about buying a house, you need to know that there are several types of mortgages available for consumers – and one of them is an adjustable-rate mortgage. But what’s an adjustable rate mortgage, and why do some people choose them? What is an Adjustable Rate Mortgage? An adjustable-rate mortgage (commonly called an ARM) is one in which your interest rate changes throughout the life of your loan. Usually, there’s a fixed-rate period (usually 5, 7 or 10 years) during which … Continue reading...
3 Fast Facts About FHA Loans
If you’re thinking about buying a home with an FHA loan, you’re not alone – millions of people use them each year. Here’s what you need to know about these loans, which are backed by the Federal Housing Administration. 3 Fast Facts About FHA Loans Buyers considering FHA loans need to know that: You don’t necessarily need a great credit score to use an FHA loan Your down payment could be as low as 3.5 percent Your closing costs might be covered by the seller, builder or lender FHA … Continue reading...
Buying a Foreclosed Home: How it Works
If you’re like many people, you’ve considered buying a foreclosure – but what is the process really about? Buying a Foreclosure First things first: If you’re buying a foreclosure, you’re going to want to work with an experienced Charlotte Realtor®. These types of transactions can be very complicated, and for most people, it pays to have a seasoned pro there to answer questions and give advice. What You Need to Know Before You Buy a Foreclosure The seller is a lender, not another person … Continue reading...
Charlotte’s Most Affluent Areas: Marvin, Weddington and Davidson
Charlotte, like many other large cities, has a ring of affluent communities around it – but which areas are among the top? Charlotte's Most Affluent Areas: Marvin, Weddington and Davidson According to American City Business Journals, which looks at 12 distinct factors to rank communities according to affluence levels, Marvin, Weddington and Davidson are the three most affluent places in the Charlotte region. First reported in the Charlotte Business Journal, ACBJ looks at communities with … Continue reading...
3 Tips for Buying a Short Sale
If you’re thinking about buying a short sale, your Charlotte Realtor® can help you find the best possible home – and you’ll do even better if you follow these simple tips for buying a short sale. 3 Tips for Buying a Short Sale First things first: It’s probably in your best interest to work with an experienced real estate agent if you’re buying a short sale. These types of transactions are typically very complex and time-consuming, and most people find that it’s best to have a seasoned … Continue reading...
Advantages and Disadvantages to Buying a Short Sale
For buyers, snagging a short sale can be a great deal. You may have the chance to buy a home at slightly below its fair market value – but it has its downsides, too. Advantages to Buying a Short Sale Most sellers use a short sale as a way to avoid foreclosure. (Contrary to what many people think, foreclosure is a nightmare for lenders, too – it’s costly and time-consuming.) That means if you buy a short sale, you’re likely helping the seller quite a bit. However, there are other … Continue reading...
What is a Short Sale?
In real estate, a short sale doesn’t have anything to do with the amount of time it takes to close (in fact, it’s can be the opposite of “short”). Instead, it refers to the amount of money the sellers owe and what they’re charging for the house. What is a Short Sale? A short sale is the act of selling a home for less than the amount of the mortgage still owed on it. For example, someone who owes $200,000 on a home may end up selling it for $190,000, leaving $10,000 still owed to the … Continue reading...
3 Great Restaurants Near Huntersville, NC
If you're moving to Huntersville, you'll love knowing that there's no shortage of amazing food nearby - and these are our three favorites in the area. 3 Amazing Restaurants Near Huntersville, NC Mickey & Mooch Mickey & Mooch is a lively, upscale and elegant restaurant. Tastefully decorated with hand painted murals, Mickey & Mooch has gained recognition for its fine dining from well known publications such as the Zagat Survey. Favorite menu items among diners include their … Continue reading...
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