For buyers, snagging a short sale can be a great deal. You may have the chance to buy a home at slightly below its fair market value – but it has its downsides, too. Advantages to Buying a Short Sale Most sellers use a short sale as a way to avoid foreclosure. (Contrary to what many people think, foreclosure is a nightmare for lenders, too – it’s costly and time-consuming.) That means if you buy a short sale, you’re likely helping the seller quite a bit. However, there are other … Continue reading...
What is a Short Sale?
In real estate, a short sale doesn’t have anything to do with the amount of time it takes to close (in fact, it’s can be the opposite of “short”). Instead, it refers to the amount of money the sellers owe and what they’re charging for the house. What is a Short Sale? A short sale is the act of selling a home for less than the amount of the mortgage still owed on it. For example, someone who owes $200,000 on a home may end up selling it for $190,000, leaving $10,000 still owed to the … Continue reading...
Group Swim Lessons Through the YMCA of Greater Charlotte
The YMCA of Greater Charlotte has a newly revamped swimming lesson program, and it’s amazing. Here’s what you need to know. YMCA of Greater Charlotte Swim Lessons The new curriculum for swimming lessons is designed to help kids and adults reach their goals by monitoring their progress. They teach skills in stages for each group (the groups are Swim Starters for parents and children, Swim Basics for essential skills to have around water, and Swim Strokes for skills to support a healthy … Continue reading...
Youth Programs at the YMCA of Greater Charlotte
The YMCA of Greater Charlotte, a spectacular organization dedicated to our community’s residents, has a number of great youth programs that you can learn about if you’re thinking about moving here. YMCA of Greater Charlotte Youth Programs Baseball T-ball Basketball Cheerleading Flag football Gymnastics Lacrosse Martial arts Soccer Volleyball You can learn more about the YMCA of Greater Charlotte’s youth programs here. There are visual and performing arts … Continue reading...
How Does an FHA Loan Work?
FHA loans have plenty of benefits that most people aren’t even aware exist – and that means they’re missing out on what could be the ideal financing option to buy a home for sale in Charlotte. Whether you’re buying a house for sale in Matthews, a Mint Hill home for sale, or a house for sale in Weddington, you could qualify for an FHA loan. How Does an FHA Loan Work? An FHA loan doesn’t actually come from the Federal Housing Administration. Instead, like VA loans, the FHA guarantees the loan … Continue reading...
Let’s Talk About VA Loans
A VA loan is one of the best lending options for many people – but the catch is that you must be an honorably discharged veteran of the U.S. Armed Forces (any branch or any component), be currently serving, or be a qualified dependent to take advantage of them. Benefits of VA Loans For most people, the biggest benefit of a VA loan is that you don’t have to come up with a down payment to buy a home. You can finance 100 percent of your home purchase with this type of financing. Other benefits … Continue reading...
The Krueger Reindeer Romp
The Krueger Reindeer Romp is right around the corner, and there’s still time to register before the big day! What is the Krueger Reindeer Romp? The Krueger Reindeer Romp is a kids’ fun run and it’s free for participants 5 years and under. This fun, healthy event is a holiday tradition in Charlotte. Decorate a stroller or dress up as a North Pole resident (you could win a best decorated or best dressed prize!). After the run, you get hot chocolate, snacks, and pictures with the real Santa … Continue reading...
Free Fitness Saturdays
Starting on November 4, 2017, Free Fitness Saturdays are coming to the Northlake Mall – and everyone is welcome to join. What Are Free Fitness Saturdays? On the first Saturday of each month at 10 a.m., YMCA fitness instructors lead group fitness classes in the Grand Court at the Northlake Mall in Charlotte. About the YMCA of Greater Charlotte About 30,000 people engage the YMCA of Greater Charlotte, which offers fitness classes, youth programs, camps, swimming classes, and so much … Continue reading...
What is a Conventional Loan
When you’re buying a home in Charlotte or any of the surrounding communities, whether it’s a house for sale in Matthews, a Mint Hill home for sale, or a house for sale in Weddington, you’re probably going to need to borrow money from a lender by way of a mortgage. (If you're a first-time buyer or a move-up buyer, you could be eligible to buy a home with no money down and no PMI). What is a Conventional Loan? A conventional loan is what you get when you borrow money from a lender to buy … Continue reading...
Holiday Spirit: Thanksgiving and Christmas Decorations With Angie Clinton
Paint and craft your way to a beautiful holiday by taking a class with renowned artist Angie Clinton at the Center for the Arts. This super-fun event takes place on October 28 between 10 a.m. and 2 p.m. You’ll create three holiday-inspired project for your winter décor, including a “Give Thanks” wooden plaque, a Thanksgiving centerpiece, and a wooden plaque featuring a pine bough and red ornament. The cost is under $50, and it’s open to adults over the age of 18. You can learn more … Continue reading...
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