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Charlotte University, Ballantyne and Lake Norman Homes | 704.608.2794Charlotte University, Ballantyne and Lake Norman Homes | 704.608.2794

Specializing in homes in University City, Ballantyne and Lake Norman areas of Charlotte

Charlotte University, Ballantyne and Lake Norman Homes

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Buying Flood Insurance in Charlotte, North Carolina

If you’d like to purchase flood insurance for your new home in the Charlotte area, you should know that there’s normally a 30-day waiting period from when you purchase it until it goes into effect. The reason for this is that some people could just wait until days before a major storm event is headed their way to buy flood insurance.

Contrary to many people’s belief, you can’t actually buy flood insurance right from the National Flood Insurance Program (NFIP). You have to go through an insurance agent. If your homeowner’s insurance provider doesn’t offer flood insurance, you can use NFIP as a referral system. Simply contact the NFIP Referral Call Center at 1-800-427-466. Then, request a referral to an insurance agent that will sell you flood insurance.

Keep in mind, if your North Carolina home is in one of the newly designated high-risk Special Flood Hazard Area (SFHA) and you get flood insurance coverage within the 13-month period following a map revision, the waiting period is only one day. Also, if you buy flood insurance while getting a new mortgage or renewing or extending your current mortgage, there is no waiting period. Generally, if you get flood insurance as an option when your insurance is renewing, there is also no waiting period.

Lastly, when you purchase flood insurance on your new home, remember that you should opt for coverage of the contents and the structure to be fully protected!

REQUEST A FREE CMA (COMPARATIVE MARKET ANALYSIS) TODAY!

Are You Looking for a New Home in the Charlotte Area?

If you’re moving to Charlotte, we can help you find the perfect home, no matter what you’re looking for. Looking for a home with green amenities like solar panels or geothermal systems? Let us know! Our dedicated real estate team can keep an eye out for homes featuring things not usually listed in data bases and keep you informed, if you contact us and let us know what to look out for. Give us a call at 704-608-2794 or get in touch with us online to let us know what you’re looking for. We’ll help you find it!

Feel free to use our online tool to search for Charlotte real estate listings set to your specifications. If you need down payment assistance in North Carolina, we can help you find resources! If you’d like access to our exclusive real estate reports and worksheets for FREE, just fill out our simple, online, information request form.

In the meantime, please check out our:

  • North Charlotte homes for sale
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  • Homes for active adults in 55+ communities
  • Charlotte area Luxury homes for sale
  • Charlotte area New Construction homes for sale

Looking outside the city? Check out:

  • Ballantyne homes for sale
  • Harrisburg homes for sale
  • Steele Creek and Lake Wylie homes for sale
  • Concord homes for sale
  • Mint Hill homes for sale
  • Waxhaw homes for sale
  • Weddington homes for sale
  • Matthews homes for sale
  • Huntersville homes for sale
  • Union County homes for sale

Want help with home staging or home improvement ideas? Just ask or follow our blog! We also offer FREE real estate advice guides. For example, one guide points out nine common mistakes to avoid if you’re buying a new home. Another warns sellers about 14 common mistakes homeowners make when selling their homes.

 

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Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Quick Property Search

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

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Pruitt Miller Realty Group - Huntersville
Homes for sale in Charlotte NC
13420 Reese Blvd W
Huntersville, NC 28078
Direct Phone: 704-608-2794

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