If you’re like many people, you’ve heard of USDA homes for sale in Charlotte and the surrounding communities. But what about USDA rural mortgage loans? Do you know what they are, who can apply for them, and why they exist? What is a USDA Rural Mortgage Loan? A USDA rural mortgage loan, which used to be called the “farmers loan,” is one of only two real 100 percent financing options (the other is the VA loan). That means there’s no down payment necessary; everything you need to buy the home … Continue reading...