Do you know how to buy a home in Charlotte with no money down? There are loans available in the Charlotte NC market that provide 100% financing with no down payment required? On top of that there is no PMI….I repeat….no Private Mortgage Insurance! This has the effect of allowing Charlotte area home buyers to qualify for a higher purchase price and/or lower the monthly payment by hundreds of dollars each month. As long as you meet minimum credit score, employment and DTI requirements, and you currently do not own a home, you may be eligible for this 100% financing. No need for any restrictive Charlotte area down payment assistance programs for first time home buyers.
If that isn’t enough, it gets better. Unlike so many other options, this “no down payment loan” is not reserved just for Charlotte area first time home buyers, and there are no restrictive income limits. Loan amounts can go up to $417,000 as long as the home is purchased anywhere in Mecklenburg, Union or Cabarrus counties. If you’re interested in determining whether you qualify for this fabulous home purchase loan, contact us for more information. Pruitt Miller Realty Group is a full service real estate brokerage specializing in home purchases, seller marketing and relocation services. We make it easy to purchase a home. Ask us how!
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