Too many people think they're stuck renting, but help is out there. Some programs specifically exist to help renters with low to moderate income achieve home ownership. Mortgage Credit Certificate (MCC) The NC Housing Finance Agency lets qualifying home owners claim a tax credit up to $2,000 every year they live in the home. The Mortgage Credit Certificate (MCC) can significantly reduce your federal income liability and leave you with more money to put toward mortgage payments. Typically, it … Continue reading...
