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Charlotte University, Ballantyne and Lake Norman Homes | 704.608.2794Charlotte University, Ballantyne and Lake Norman Homes | 704.608.2794

Specializing in homes in University City, Ballantyne and Lake Norman areas of Charlotte

Charlotte University, Ballantyne and Lake Norman Homes

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Charlotte Down Payment Resources for First Time Home Buyers

brightwalk community in charlotteCharlotte Down Payment Resources for First Time Home Buyers – First time home buyers in the Charlotte NC area have an abundance of down payment assistance programs, grants and specialized loan products available to assist in the purchase of Charlotte area homes.  For instance, did you know that $15,000 is available to Charlotte area first time home buyers for down payment assistance?  That’s right!  For a limited time, Charlotte area buyers can purchase a home anywhere in Mecklenburg or Cabarrus counties and potentially qualify for $15,000 towards a home purchase up to a price of $245,000.

What about “No Money Down” home purchases up to $417K for homes purchased anywhere in Mecklenburg, Union or Cabarrus counties?  Informed home buyers in Charlotte have benefited from these and other resources which have allowed them to keep money in their pockets and make the home buying process smooth and stress-free.  The two most important decisions all home buyers can make is to carefully select the proper financing option and a knowledgeable real estate professional to guide them.  Those two critical decisions can literally COST them or SAVE them THOUSANDS OF DOLLARS!

We’ve just addressed two resources above, but there are several down payment assistance programs in Charlotte that provide different levels of assistance based on buyer qualifications.  Some provide for 3% to 5% of the loan amount, while others pay $5,000, $7,500, or up to $10,000 that can be used for down payment, rate buy-downs and/or closing costs.  We previously published an article on how you can buy a home with no money down.  It’s a must-read, so if you haven’t yet read it, check it out here.

We will address many of these programs, loans, resources and home buyer methods in detail in future blog posts, so we invite you to Like Us on Facebook to stay informed. Also visit our website and receive our FREE E-Book 9 Mistakes Home buyers Make and How to Avoid Them.  This is a must read for anyone planning to buy a home.

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Posted in: Charlotte lifestyle real estate blog, Home Buying Tagged: down payment assistance, first time home buyers

About Derhyl Pruitt

Charlotte Magazine has recognized Derhyl Pruitt and Pruitt Miller Realty Group as a FIVE STAR: Best in Client Satisfaction Real Estate firm for the Charlotte market. As a Charlotte native, his exceptional knowledge of the region allows him to offer a unique perspective to relocating families and local clients alike. His expertise in contract analysis, financing and negotiating skills go beyond the typical approach to real estate. Derhyl is a Luxury Home Expert and member of the Institute for Luxury Home Marketing. Additionally, he is an Accredited Buyer Representative (ABR), a Certified Distressed Property Expert (CDPE), and a Senior Real Estate Specialist (SRES) who has worked with the influx of Retirees transitioning to the Charlotte area.

Derhyl is licensed in NC and SC. He has a B.S. degree in Accounting from the University of North Carolina at Charlotte. He is a member of Omega Psi Phi Fraternity, Inc.

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Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Quick Property Search

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

Charlotte NORTH Communities

  • University City
  • Concord – (Cabarrus county)
  • Harrisburg – (Cabarrus county)
  • Huntersville – (Lake Norman)
  • Cornelius – (Lake Norman)
  • Davidson – (Lake Norman)
  • Denver – (Lake Norman)
  • Mooresville – (Lake Norman)
  • Sherrills Ford – (Lake Norman)
  • Troutman – (Lake Norman)

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Pruitt Miller Realty Group - Huntersville
Homes for sale in Charlotte NC
13420 Reese Blvd W
Huntersville, NC 28078
Direct Phone: 704-608-2794

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