Charlotte lifestyle real estate blog | Charlotte University, Ballantyne and Lake Norman Homes

Can You Buy a House With Bad Credit?

Can You Buy a Home With Bad Credit - Charlotte Homes for Sale

For most people, the prospect of buying a house after a foreclosure or bankruptcy looks pretty grim—but it doesn’t have to be. You can still buy a home if you have bad credit; the catch is that you’re probably going to pay more than a buyer who doesn’t have a recent foreclosure or bankruptcy. The good news? You can begin to repair your credit quickly after filing bankruptcy or having a home foreclosed, and these tips can help. What Happens to Your Chances of Buying a Home After a Foreclosure … Continue reading...

Common Real Estate Terms to Describe Listings

Common Terms in Real Estate Listings - Charlotte Homes for Sale

When you’re looking at Charlotte homes for sale, whether you want a luxury home or you need a house near Independence High School, you’ll find many real estate listing descriptions—and some of them will contain terms you don’t recognize but may need to know. This guide will help you during your search. Common Terms in Real Estate Listings Active If a listing is active, it’s on the market and available for purchase. People may have made offers on it, but none of them have been … Continue reading...

What Are Contingencies in Real Estate?

When you’re searching for a new place to live in Charlotte, whether you’re looking at a specific house for sale in Stonebridge at Mint Hill or you’re looking at all the homes for sale in Uptown Charlotte, you’re probably going to encounter the term contingency. But what are contingencies in real estate, and how will they affect your ability to buy a home? What Are Contingencies in Real Estate? A contingency essentially means, “If you do this, I’ll do that.” In real estate, this translates … Continue reading...

Did You Catch All Your Homeowner Tax Deductions for 2016?

Homeowner Tax Deductions for 2016 - Charlotte NC Homes for Sale

Whether you own a luxury home in University City or a house in Mint Hill, tax day is fast approaching—and it’s always a good idea to make sure you’re not missing any homeowner deductions or credits that you’re entitled to receive. This isn’t tax advice; it’s just a guide that can help you spot credits or deductions that you may have missed. If you need tax advice, it’s a good idea to talk to a licensed tax professional. What Tax Deductions and Credits Are Available to Homeowners? The … Continue reading...

Ballantyne Country Club Real Estate

Ballantyne Country Club real estate is some of the most desirable in Charlotte, and it’s easy to see why. This beautiful community is more than just a place to hang your hat—it’s a place you can really call home. Ballantyne Country Club Real Estate The Ballantyne Country Club is a family-focused, private club in one of Charlotte’s most prestigious areas. The club itself features a course designed by the legendary Rees Jones, a large practice facility that includes a short-game area with three … Continue reading...

Things to Know When Considering Charlotte Area Home Builders

The Charlotte real estate market is one of the hottest markets in the country and the number of buyers exceeds the supply of existing homes available for sale. Inventory is low, while demand remains high, and the competition for homes is fierce. Charlotte area home builders are the beneficiaries of this housing shortage. Due to this severe shortage, many Charlotte area home buyers are increasingly considering new home builders in Charlotte NC area. New construction in Charlotte NC offer a … Continue reading...

Boom Times Again for Charlotte Home Sellers

This is an incredible time in the housing market for Charlotte home sellers. Today, Charlotte home sellers are prospering due to market forces heavily in their favor. Indeed, this is the best market for home sellers in decades with sellers getting top values for homes. There is a severe shortage of home inventory in the Charlotte market and there are just not enough homes available to satisfy buyer demand. Charlotte area home inventory is at a record low...the lowest level in decades. … Continue reading...

Charlotte Down Payment Resources for First Time Home Buyers

Charlotte Down Payment Resources for First Time Home Buyers - First time home buyers in the Charlotte NC area have an abundance of down payment assistance programs, grants and specialized loan products available to assist in the purchase of Charlotte area homes. For instance, did you know that $15,000 is available to Charlotte area first time home buyers for down payment assistance? That's right! For a limited time, Charlotte area buyers can purchase a home anywhere in Mecklenburg or Cabarrus … Continue reading...

How to Buy a Home in Charlotte With No Money Down!

Do you know how to buy a home in Charlotte with no money down? There are loans available in the Charlotte NC market that provide 100% financing with no down payment required? On top of that there is no PMI....I repeat....no Private Mortgage Insurance! This has the effect of allowing Charlotte area home buyers to qualify for a higher purchase price and/or lower the monthly payment by hundreds of dollars each month. As long as you meet the minimum credit score requirement (680+), employment … Continue reading...

Benefits of Buying USDA Homes for Sale in Charlotte

USDA Homes in Charlotte NC Charlotte home buyers have the opportunity to buy USDA homes for sale in Charlotte Mecklenburg and surrounding areas of Charlotte. USDA financing is a popular home loan choice for buyers interested in USDA Homes in Charlotte NC, and allows home buyers to buy homes in Charlotte with no down payment. When compared to the typical FHA financing, USDA home loans is a lower-cost alternative offering lower monthly mortgage insurance premiums as well as a lower upfront … Continue reading...